Furniture4U can be found at The Square, 53-55 Victoria Square, Bolton, BL1 1RZ
Furniture4U is open from 09:30am to 4:00pm, Monday to Friday
F4U operates like any other retail outlet, purchases can be made outright by cash or card, or you may be able to pay in instalments subject to eligibility.
F4U is open to everybody, however to benefit from credit terms you need to live, work or study in Bolton.
No, the only requirements are that you live, work or study in the Bolton area, that your repayments are affordable and you have a reasonable credit history for any credit checked loan agreements.
Delivery is arranged with the supplier on the completion of the purchase.
Delivery is included in the advertised price.
For electrical items, installation is included in the advertised price; however a charge of £50 will be made for gas installations which have to be conducted by a Gas Safe registered engineer.
All items come with manufacturer’s warranty; if you are experiencing a problem with your purchase you should contact their customer service teams.
F4U was established to serve the needs of people who live, work or study in Bolton, consequently F4U will only arrange local delivery.
Delivery will be made to an address specified when ordering; any adult can sign for delivery.
Yes we can take away white goods at the time of delivery, and there is no additional cost to the price advertised in Furniture4U.
An additional charge is made for the removal of soft furnishings, such as beds, sofas etc.
An additional charge is also made for the disposal of old flooring.
Both of these costs can be added to any loan agreement at the time of the application.
There is no capacity to collect items from instore; items will be delivered to the address specified when ordering with the exception of white goods that can on occasions be collected directly from the supplier.
In the unlikely event that your delivery does not arrive in the agreed time slot, you should contact F4U.
Making a purchase from F4U on credit terms means you will be entering into a formal loan agreement with Hoot Credit Union.
If paying in instalments, you will need to complete an application form and provide personal identification documents, proof of address and the latest two months bank statements. Your application will be assessed by Hoot who will inform you of the outcome. Once your loan has been approved you will need to sign your loan agreement and arrange delivery of your goods.
Your bank statements are necessary to assess if you can comfortably afford to repay your loan. Creating additional financial pressure is the last thing F4U wants to do.
Once your loan application is submitted, Hoot would aim to make a decision within two working days.
The weekly price covers the cost of your loan, but also includes a minimum of £1 which is paid into a personal saving account. Once your loan has been repaid in full, the money in the savings account is yours to do what you want with.
Repayments can be made weekly, fortnightly or monthly, and terms will be discussed when you sign your loan agreement with Hoot.
Payments can be made in person at the Hoot counter, or through standing order from your bank account. You can also make card payments over the phone.
No, if purchasing on weekly terms the loan amount will cover the purchase price. You can however make a part payment by cash/card thus reducing the loan amount and reducing the cost of credit to you.
Payments will start on an agreed date when you sign your loan agreement.
Payment terms will be agreed when you sign your loan agreement with Hoot. Providing you meet your minimum repayments, you can make overpayments which will reduce the duration of your repayments and consequently the cost of credit.
Yes but this is dependent on how much you owe on your previous purchase and the affordability of the loan repayments